Mortgage Blog
With Lower Interest Rates Coming, Is Now a Good Time to Refinance My Mortgage?
September 6, 2024 | Posted by: Joseph Kim
With whispers of lower interest rates on the horizon, many homeowners ask the million-dollar question: Is now a good time to refinance my mortgage? The short answer is: It very well could be! But be ...
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What Lower Interest Rates Mean for New Homebuyers
August 23, 2024 | Posted by: Joseph Kim
If you're in the market to buy a new home, you've probably noticed that interest rates might soon be dropping. You might be wondering, "What does this mean for me?" The good news is that lower interes ...
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Understanding Your Mortgage Payment - A Beginner's Guide
August 8, 2024 | Posted by: Joseph Kim
Navigating the world of home financing can be overwhelming for first-time homebuyers. One of the most critical aspects to understand is your mortgage payment. Breaking down the main items of a mor ...
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Federal Reserve issues FOMC statement
July 31, 2024 | Posted by: Joseph Kim
Recent indicators suggest that economic activity has continued to expand at a solid pace. Job gains have moderated, and the unemployment rate has moved up but remains low. Inflation has eased over the ...
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7 Financial Tips for People Looking to Buy an Investment Property
July 19, 2024 | Posted by: Joseph Kim
Investing in real estate can be a lucrative opportunity and a great way to build wealth. Still, it requires careful planning and strategic decision-making. Here are seven financial tips to help you ...
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7 Things to Know When You Are Looking to Purchase a Cottage or Vacation Home
July 8, 2024 | Posted by: Joseph Kim
Purchasing a cottage or vacation home can be a dream come true, offering a serene retreat from everyday life. However, it's essential to approach this investment with careful planning and knowledge. H ...
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How Interest Rates Affect Housing in the USA
June 19, 2024 | Posted by: Joseph Kim
Suppose you've been watching the news or talking to friends about the housing market. In that case, you've probably heard about rising interest rates. But what does that actually mean for you? Let's b ...
read moreJune 12 - 2024 - Federal Reserve issues FOMC statement
June 12, 2024 | Posted by: Joseph Kim
Recent indicators suggest that economic activity has continued to expand at a solid pace. Job gains have remained strong, and the unemployment rate has remained low. Inflation has eased over the past ...
read moreDoes a Mortgage Refinance Require an Appraisal?
June 4, 2024 | Posted by: Joseph Kim
When considering refinancing your mortgage, many questions arise, and one of the most common is whether an appraisal is necessary. Understanding the role of an appraisal in the refinancing process c ...
read moreUnlocking Financial Flexibility: The Benefits of a Cash-Out Refinance
May 23, 2024 | Posted by: Joseph Kim
Unlocking Financial Flexibility: The Benefits of a Cash-Out Refinance When managing your finances, leveraging the equity in your home can be a powerful strategy. One popular method for doing this ...
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