Client Reviews

"I've been a real estate broker in NYC for over 16 years, and I can honestly say that Joe Kim is by far the best mortgage broker I've ever worked with. He was always available to answer any questions… Joe is so good; their mortgage was approved weeks before the closing date."

"We recently bought our first home and are lucky to have worked with Joseph as our broker. He is very proactive and takes the initiative to complete necessary tasks without even asking. I found our broker for all future home purchases."

"As a retiree, I felt like it was going to be a long uphill battle to get a home loan. Joseph suggested an asset depletion loan and guided me with total professionalism and clarity. Smooth process, great communication and excellent results."

"As a first time home buyer, Joseph was incredibly helpful explaining all the basics and nuances… Joseph also strategized my financials to maximize my purchasing power. All I had to do was knock down the ducks he already lined up for me."

"Joseph helped us purchase a new build home as both our realtor and mortgage broker. He is extremely diligent, kind, knowledgeable, and good at what he does. He helped us secure a loan and competitive mortgage rate. Definitely consider ourselves lucky!"

"Joseph made the impossible possible. We were told by two other lenders that we couldn't close in time. Joseph took our file, got us approved in a week, and we closed in 21 days. I still can't believe he pulled it off."

"What sets Joseph apart is accessibility. He answered every single call, even on weekends. I never once felt like I was bothering him. When other brokers made me feel like a number, Joseph made me feel like his only client."

"As a self-employed business owner, getting a mortgage felt impossible. My bank denied me twice. Joseph found a Non-QM loan that worked with my bank statements instead of tax returns. He saved my home purchase — period."